Ford Auto Loans in Buford, GA

If you are in the market to buy a new Ford soon, you may eagerly be searching through our online inventory at Mall of Georgia Ford, and you may have plans to visit with our sales team in person to take your top picks out for an on-the-road experience. One factor that may be looming in your mind relates to paying for your upcoming purchase. Applying for a new car loan is a convenient option that is well-suited for many Buford area auto shoppers today, but you understandably want to make sure that this is an intelligent option to move forward with. You also want to ensure that it is suitable for your specific situation.

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How Do I Know I'm Getting a Good Deal?

At Mall of Georgia Ford, our financing team will actively work to help each of our Buford area shoppers set up an affordable payment structure. For some of our customers, the best solution for their situation is a car lease. Others may find that an auto loan is a great idea. Learning more about these two options will help you to determine if car financing is a good idea for your personal needs and budget.

While an auto loan and a lease sound seemingly similar in many ways, some essential differences usually make one option preferred over the other for many drivers. By exploring lease terms carefully, you will see that a lease is generally for a short period, such as for two to three years in many cases. Also, drivers who sign a lease usually pay a fee upfront to begin the lease, and there may be a second fee required when you bring the car back to us at the end of the term. A critical factor about leases is the mileage limit. You can adjust the mileage limit within reason at the beginning of the lease, and you will be charged a fee if your total mileage exceeds the predetermined threshold.

A lease is an excellent idea for some drivers who regularly trade up to a new car every few years and who never plan to drive a paid-off vehicle. A loan is a preferred choice if your goal is to pay the loan balance off and drive the car for several years afterward. It is also smart if you put a lot of miles on your car and do not want to feel limited in this area. Some drivers in the Buford area also prefer a loan because they may not have to make a down payment at the beginning of the experience in some cases and because the loan payment can be extended out for a more extended period, which could create very affordable payments for the driver.

What Do I Do if My Credit Score is Low?

After you have explored the benefits of a car loan versus a lease, you may be wondering if you could meet the qualifications for a car loan. A specific concern that many people have relates to their credit scores. At Mall of Georgia Ford, our financing department is familiar with many loan programs that each have different requirements for credit ratings. Our team will work closely with you to try to find an affordable financing option. If you are ready to begin looking into financing options, contact the dealership today.


Mall of Georgia Ford

4525 Nelson Brogdon Blvd NE
Directions Buford, GA 30518

  • Phone: 844-873-7966

Finance Hours

  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 8:00PM
  • Sunday 12:00PM - 6:00PM